The owner of M-Brew and Dino’s Lounge in Ferndale allege that their business interruption policy with Cincinnati Insurance Company did not have a virus exemption

The owner of two popular Ferndale restaurants, M-Brew and Dino’s Lounge is suing Cincinnati Insurance Company, alleging the company refused to pay claims related to losses stemming from the COVID-19 pandemic. 

Dino Drop filed a federal lawsuit in the Eastern District of Michigan this week alleging the Ohio-based Cincinnati Insurance Co. “has refused to honor its promise to provide the protection that plaintiffs purchased.”

“Plaintiffs purchased an all-risk commercial property insurance policy … from defendant to protect the business in the event of property loss and business interruption for the period of August 28, 2019 to August 28, 2020,” reads the suit. “Among other coverages, the policy provides coverages for loss to the structures and